How do we know you’re insured?

Commercial insurance limits are set in the individual market and apply to all insurers that offer commercial policies.

A maximum of five per household is allowed.

The maximum limit is £20,000 per person per policy and £20.50,000 for a couple.

The limit is also applied to commercial properties, which means it’s a sliding scale with no limit.

A maximum of seven people can live in a single household.

The Government is looking at introducing a cap of up to £100,000 on property value, but has not yet decided on how much.