NEW JERSEY – You can get health insurance for $25 a month for a single adult in New Jersey for the first time.
The state announced Tuesday that it has added more than 2,000 affordable health insurance plans to the marketplace, in an effort to get more people insured in the wake of the deadly Sept. 11 terrorist attacks.
The Affordable Care Act (ACA) allows people with incomes below 138 percent of the federal poverty level to obtain coverage through the health care exchanges established under the law.
But many Americans don’t have insurance.
The state announced it would be adding 2,500 health insurance options on Tuesday, including plans that provide coverage for those with pre-existing conditions.
The insurance plans come at a time when the state is in the midst of a statewide health care overhaul, including a program to pay for the expansion of Medicaid under the Affordable Care Bill.
It’s unclear how many of the 2,534 health insurance offers will be offered by the exchange.
“This is a historic step to bring people access to affordable health care in the state of New Jersey,” New Jersey Governor Chris Christie said in a statement.
Some of the new health insurance choices are expected to include:Home health care: This is a single-payer system in which residents pay for their own care, usually at a local hospital.
This could include private or community-based facilities.
The health insurance would cover a range of services, from basic care, such as dental care and eyeglasses, to more specialized services such as vision care.
It would be available in a number of ways, including through a statewide Medicaid program, but not through a government program.
Dental insurance: In New Jersey, people with pre of heart disease and diabetes would have to pay out-of-pocket for a prescription drug from the state or the federal government.
Home health insurance: This would be a home health plan, offering coverage for services such care as emergency room visits and prescription drugs.
Employment insurance: Employees would be able to get benefits under the program through the company, rather than the government, and they would be eligible for government subsidies.
Health insurance: An employer-based plan, with a monthly premium of up to $300, would cover the cost of a health insurance policy, including deductibles, co-pays and coinsurance.
Medical insurance: People with pre heart disease or diabetes could get private insurance through a state program, such a New Jersey Medical Assurance program, that covers a range.
This could be a good option for some residents of rural areas in New York and Vermont.
In addition to the new plans, the state will be adding the first two types of health insurance, which are known as “basic and supplemental coverage.”
These include an employee health insurance plan and a commercial insurance plan, which would cover an individual with a spouse, dependent children, or others.
The new plans are available for both employers and individuals, although only a limited number of them will be available to people who earn less than $45,000 a year.
The state also announced a $100,000 grant for the state to expand Medicaid, an expansion of the state’s health care program.
In addition, the Department of Health and Human Services announced a partnership with the private nonprofit group Blue Cross Blue Shield to provide an annual enrollment bonus of $100 to every eligible New Jersey resident.
The federal government is expected to make more money available to states to expand health care coverage through new programs in the future.